First Time Home Buyers

Urban League for Bergen County

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To provide home buyers with the necessary tools that will successfully guide them through the mortgage qualification process. Financial coaching and credit counseling sessions will help the buyer avoid scams and predatory lending practices.

Our First Time Home Buyer program targets individuals in our communities who desire to bring about a positive change in their lives, empowering them to take control of their financial future. With the goal of attaining the American Dream. Take the first steps today, and enjoy the many benefits home ownership has to offer.

Tax Benefit
You may pay less income tax because all of the interest on your home loan and all of the property taxes you pay each year can be deducted from your taxable income.

Equity
Making your house payment, which we will call your mortgage payments, is like investing money. As you make payments, you accrue more and more equity. Equity is the difference between what your home is worth and how much you owe the bank. You may be able to borrow against your equity.

Follow the Steps to Success

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Learn more, become a First Time Home Buyer For more information, please email at:kfouskey@ulbcnj.org

If you have questions, need more information about our home buying programs, need to register for the next event, or just want to get in touch with us,contact us -we want to hear from you!.